How to retire with enough money: and how to know what enough is

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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.  

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9780761186137
9780761187110
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Grouped Work ID3efb3825-a593-1aae-fdf0-fc7f2b3e14c2
Grouping Titlehow to retire with enough money and how to know what enough is
Grouping Authorteresa ghilarducci
Grouping Categorybook
Grouping LanguageEnglish (eng)
Last Grouping Update2021-01-25 04:51:33AM
Last Indexed2021-01-25 05:07:04AM
Novelist Primary ISBN9780761187110

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display_descriptionHere is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.
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subject_facetEconomic Policy -- Public Policy
Electronic books
Finance, Personal
Personal & Practical Guides -- REFERENCE
Retirement Planning -- Personal Finance
Retirement income -- Planning
title_displayHow to retire with enough money : and how to know what enough is
title_fullHow to Retire with Enough Money And How to Know What Enough Is
How to Retire with Enough Money And How to Know What Enough Is [electronic resource] Ghilarducci, Teresa.
How to retire with enough money : and how to know what enough is / Teresa Ghilarducci
How to retire with enough money : and how to know what enough is [electronic resource] Ghilarducci, Teresa,
title_shortHow to retire with enough money
title_suband how to know what enough is
topic_facetBusiness
Economic Policy
Electronic books
Finance
Finance, Personal
Nonfiction
Personal & Practical Guides
Planning
Reference
Retirement Planning
Retirement income