How to retire with enough money: and how to know what enough is
(Book)
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.
It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage.
There are no gimmicks, no magical thinking—just an easy-to-follow program that works.
Notes
Ghilarducci, T. (2015). How to retire with enough money: and how to know what enough is. New York, Workman Publishing.
Chicago / Turabian - Author Date Citation (style guide)Ghilarducci, Teresa. 2015. How to Retire With Enough Money: And How to Know What Enough Is. New York, Workman Publishing.
Chicago / Turabian - Humanities Citation (style guide)Ghilarducci, Teresa, How to Retire With Enough Money: And How to Know What Enough Is. New York, Workman Publishing, 2015.
MLA Citation (style guide)Ghilarducci, Teresa. How to Retire With Enough Money: And How to Know What Enough Is. New York, Workman Publishing, 2015.
Record Information
| Last Sierra Extract Time | May 01, 2020 11:46:07 AM |
|---|---|
| Last File Modification Time | Sep 01, 2020 09:41:31 PM |
| Last Grouped Work Modification Time | Jun 05, 2023 03:51:38 AM |
MARC Record
| LEADER | 02956cam a22003978i 4500 | ||
|---|---|---|---|
| 001 | ocm902661188 | ||
| 003 | OCoLC | ||
| 005 | 20160202112914.0 | ||
| 008 | 150514t20152015nyua b 001 0 eng | ||
| 010 | |a 2015017654 | ||
| 020 | |a 9780761186137|q (hardcover :alk. paper) :|c $12.95 | ||
| 020 | |a 0761186131|q (hardcover :alk. paper) :|c $12.95 | ||
| 035 | |a (OCoLC)902661188 | ||
| 040 | |a DLC|b eng|e rda|c DLC|d BTCTA|d BDX|d OCLCO|d OCLCF|d OCLCO|d YDXCP|d OI6|d OCLCO|d ON8|d VP@|d FM0|d JP3|d JVK | ||
| 049 | |a JVKA | ||
| 050 | 0 | 0 | |a HG179|b .G473 2015 |
| 082 | 0 | 0 | |a 332.024/014|2 23 |
| 092 | |a 332.024014 GHI | ||
| 100 | 1 | |a Ghilarducci, Teresa,|e author. | |
| 245 | 1 | 0 | |a How to retire with enough money :|b and how to know what enough is /|c Teresa Ghilarducci. |
| 264 | 1 | |a New York :|b Workman Publishing,|c [2015] | |
| 264 | 4 | |c ©2015. | |
| 300 | |a 128 pages :|b illustrations ;|c 19 cm. | ||
| 336 | |a text|b txt|2 rdacontent. | ||
| 337 | |a unmediated|b n|2 rdamedia. | ||
| 338 | |a volume|b nc|2 rdacarrier. | ||
| 504 | |a Includes bibliographical references (pages 117-121) and index. | ||
| 505 | 0 | |a Facing the facts, or, if you're not worried, you probably don't understand the situation -- Bringing your picture into focus, or, how to estimate the retirement income you need and calculate what you're likely to have -- Working, or, will the job market be through with you before you're through with it? -- Saving, spending, and debt, or, how to keep your head above water in "the richest nation in the world" -- Investing and allocation, or, "I have this guy..." -- Voting and civic involvement, or, we can't get out of this mess one by one. | |
| 520 | |a Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works. | ||
| 650 | 0 | |a Retirement income|x Planning. | |
| 650 | 0 | |a Finance, Personal. | |
| 907 | |a .b16828446|b 06-13-18|c 12-14-15 | ||
| 998 | |a an|b 02-02-16|c m|d a |e -|f eng|g nyu|h 0|i 2 | ||
| 999 | |a ss | ||
| 994 | |a C0|b JVK | ||
| 945 | |g 0|i 31338005629933|j - - |k 04-14-19|l anf |o -|p $12.95|q -|r -|s - |t 0|u 5|v 1|w 0|x 0|y .i13523521|z 02-02-16 | ||
